Farm Insurance
We understand that every farming operation is unique. Through our independent insurance companies are able to offer farm insurance programs that offer comprehensive coverage to meet a wide range of farm insurance needs.
Providing coverage for:
Farm Dwelling and additional dwelings
Household personal property
Farm Personal Property
Farm Personal Liability
Outbuildings
Farm Auto
Catastrophe Liability
Farm Insurance in Ohio
At Steiner & Granger, we understand that every farming operation is unique from family farms and hobby operations to large-scale agribusinesses. That’s why we partner with trusted, independent insurance companies to offer customized farm insurance programs that provide comprehensive protection for your home, equipment, property, and livelihood.
Whether you’re raising crops, managing livestock, or maintaining valuable machinery, our goal is to help you protect what keeps your farm running. We know that unexpected events from weather damage to equipment failure can disrupt your income and operations, so we make sure you’re covered for what matters most.
Farm Insurance Coverage Options
Farm Dwellings and Additional Dwellings
Your home and any additional dwellings on your property are central to your operation. Farm dwelling coverage protects your main residence and other on-site housing against damage from fire, storms, or other covered events keeping your family and workers safe under one roof.
Household Personal Property
This coverage protects the personal belongings inside your home, including furniture, clothing, and electronics. If your farmhouse or other living quarters experience a loss due to fire, theft, or another covered peril, your personal property is protected.
Farm Personal Property
From tractors and combines to tools and livestock, your farm personal property coverage helps safeguard the equipment and assets that keep your farm productive. This coverage ensures your machinery, tools, feed, and supplies are protected against loss, theft, or damage.
Farm Personal Liability
Accidents happen even on the most well-run farms. Farm personal liability coverage helps protect you if someone is injured on your property or if your farming operations cause damage to someone else’s property. It can cover medical bills, legal fees, and settlements, helping you avoid costly out-of-pocket expenses.
Outbuildings and Structures
Barns, silos, machine sheds, and other structures are essential to your success. Outbuilding coverage protects these vital structures from loss due to fire, wind, lightning, and other covered perils ensuring you can repair or rebuild quickly after an unexpected event.
Farm Auto
Your trucks, trailers, and other farm vehicles are vital to daily operations. Farm auto insurance provides the same reliable protection as standard auto coverage but is designed specifically for agricultural use whether you’re hauling equipment, transporting goods, or driving between properties.
Catastrophe Liability
For extra peace of mind, catastrophe liability coverage provides an additional layer of protection against large losses that could exceed your standard policy limits. It’s an important safeguard for farms of all sizes, protecting your business and personal assets from major financial setbacks.
Why Choose Steiner & Granger for Farm Insurance?
For more than 30 years, Steiner & Granger has proudly served farmers across Northwest Ohio with personalized insurance solutions rooted in integrity, expertise, and genuine care. We take the time to understand your farm’s unique risks and tailor a policy that keeps your operation and your future secure.